I just went overdrawn the other day (with Harlequin, not at the bank!). By
the time I realised this I knew that I had two sets of orders due in, and
that the deadline for them was before any cheque I could post would arrive.
I rang up to explain this and was invited to use the new credit card
facility to tie me over until the cheque arrived.
It strikes me that a 50 pence charge on a �10.00 credit transfer is a small
price to pay for not missing two turns of order processing & I for one have
no complaints about the facility....
If Harlequin incur costs for processing the transaction then it doesn't seem
unreasonable that they pass this on to the consumer. It's not like we have
to pay them that way. Those who object to the 5% can still pay by cheque,
although I suppose they object to the price of a stamp and an envelope as
well.
It's not even as though the charge is that high - I recently ordered some
tickets for a concert and had to pay �1.75 extra on a �22.00 purchase (about
8% or half as much again as what Harlequin charge).
Adam Mitchell
Heather Taylor wrote:
If Harlequin incur costs for processing the transaction then it doesn't seem
unreasonable that they pass this on to the consumer. It's not like we have
to pay them that way. Those who object to the 5% can still pay by cheque,
although I suppose they object to the price of a stamp and an envelope as
well.
I think people object more because, for years, they were encouraged by banks
to use credit cards in the place of cheques and told that there was no
surcharge (it was even determined to be illegal to surcharge in the UK) and
that charges would be introduced on cheques as well as the number used in a
month 'cos banks were reducing staff etc etc. Then someone changed the rules
and allowed surcharges to be passed on. The first to do so were garages.
Bank profits went through the roof etc etc Yes, we were conned.
On the other hand, try sending money from France... I sent cash to a
Norwegian company and paid the equivalent of 40% commission...
Gavin
We will always process turns even if on low funds. We are likely to hold
back turns if there is an appreciable delay in payment, or consistent low
funding though.
Clint
It strikes me that a 50 pence charge on a �10.00 credit transfer is a
small
price to pay for not missing two turns of order processing & I for one
have
···
no complaints about the facility....
Yes for us to cash Foreign cheques we are charged a lot. We pass this onto
the player concerned as well. And some people like objecting... 
Clint
···
On the other hand, try sending money from France... I sent cash to a
Norwegian company and paid the equivalent of 40% commission...
Gavin
Harlequin Games wrote:
Yes for us to cash Foreign cheques we are charged a lot. We pass this onto
the player concerned as well. And some people like objecting...
Clint
On the other hand, try sending money from France... I sent cash to a
Norwegian company and paid the equivalent of 40% commission...
Gavin
It was the *French bank* which charged me... They are past masters at
ripping off customers who want to deal with anyone outside France. This is
the only country in the EU whose banks refuse to issue Eurocheques, forcing
you to buy currency at high rates or use a VISA card on which they also
charge high commissions. Brussels gets snotty with them once a year, but the
fine gets shrugged off.
Gavin
I just went overdrawn the other day (with Harlequin, not at the bank!). By
the time I realised this I knew that I had two sets of orders due in, and
that the deadline for them was before any cheque I could post would
arrive.
I rang up to explain this and was invited to use the new credit card
facility to tie me over until the cheque arrived.
It strikes me that a 50 pence charge on a �10.00 credit transfer is a
small
price to pay for not missing two turns of order processing & I for one
have
no complaints about the facility....
If Harlequin incur costs for processing the transaction then it doesn't
seem
unreasonable that they pass this on to the consumer. It's not like we have
to pay them that way. Those who object to the 5% can still pay by cheque,
although I suppose they object to the price of a stamp and an envelope as
well.
It's not even as though the charge is that high - I recently ordered some
tickets for a concert and had to pay �1.75 extra on a �22.00 purchase
(about
8% or half as much again as what Harlequin charge).
Adam Mitchell
Middle Earth PBM List - Harlequin Games
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RD: There certainly are a lot more iniquitous charges out there than
Harlequin's. Any time I take any of our pets to the vet, I have to pay the
poxy government VAT on top of the fees.
Even worse are death duties. Most people are pretty upset when their next
of kin dies, so the last thing they need is the government adding to their
misery by stealing part of their inheritance. There is a way out of this:
get your parents to give you all their money NOW then when they die you
won't have an inheritance to pay death duties on!
Richard.
Hope you've told William this piece of sage advice.
Regards,
Laurence G. Tilley http://www.lgtilley.freeserve.co.uk/
···
Richard John Devereux <devereux@lineone.net> wrote
Even worse are death duties. Most people are pretty upset when their next
of kin dies, so the last thing they need is the government adding to their
misery by stealing part of their inheritance. There is a way out of this:
get your parents to give you all their money NOW then when they die you
won't have an inheritance to pay death duties on!
Richard John Devereux wrote:
There is a way out of this:
get your parents to give you all their money NOW then when they die you
won't have an inheritance to pay death duties on!
You should read the book "Die Broke". Gives all the details about reverse
mortgages and so on. If you or your parents are likely to fall into the
death duty trap (double taxation at its worst) then it's essential reading.
Gavin
>Even worse are death duties. Most people are pretty upset when their
next
>of kin dies, so the last thing they need is the government adding to
their
>misery by stealing part of their inheritance. There is a way out of
this:
>get your parents to give you all their money NOW then when they die you
>won't have an inheritance to pay death duties on!
Hope you've told William this piece of sage advice.
Regards,
Laurence G. Tilley http://www.lgtilley.freeserve.co.uk/
Middle Earth PBM List - Harlequin Games
To Unsubscribe:www.onelist.com
http://dspace.dial.pipex.com/harlequin.games/list.htm
RD: You think I'm stupid? Don't answer that.
Richard.
···
Richard John Devereux <devereux@lineone.net> wrote
U know, the funny thing in Malaysia is, if you leave a will, then your
inheritor(s)
don't get taxed, but if you don't leave a will, then the benefactor(s) Will get
taxed,
???
b.e.
···
> >Even worse are death duties. Most people are pretty upset when their
next
> >of kin dies, so the last thing they need is the government adding to
their
> >misery by stealing part of their inheritance. There is a way out of
this:
> >get your parents to give you all their money NOW then when they die you
> >won't have an inheritance to pay death duties on!
> Hope you've told William this piece of sage advice.
>
> Regards,
>
> Laurence G. Tilley http://www.lgtilley.freeserve.co.uk/
>
>
> Middle Earth PBM List - Harlequin Games
> To Unsubscribe:www.onelist.com
> http://dspace.dial.pipex.com/harlequin.games/list.htm
>
>
RD: You think I'm stupid? Don't answer that.
Richard.
Middle Earth PBM List - Harlequin Games
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